How much does supported independent living cost in Australia?

Have you found yourself Googling “how much does Supported Independent Living cost in Australia?” but still feeling confused by the answers? You’re not alone. In this blog, we explain the costs associated with SIL, how it works under the NDIS, and how to access it.

What Is Supported Independent Living (SIL)?

Supported Independent Living (SIL) is a type of in-home support funded by the NDIS, designed to help people with disabilities live more independently. SIL can be delivered in:

• Your own home

• A shared NDIS home with other participants

SIL is ideal for those who need regular support with daily tasks and want to build their independence and life skills.

Supports provided under SIL may include:

• Meal preparation and cooking

• Personal care (showering, toileting, dressing)

• Medication reminders and management

• Household tasks like cleaning and grocery shopping

• Social support and participation in recreational activities

Want more information? Visit our Supported Independent Living page.

How Much Does Supported Independent Living Cost?

The good news is that you don’t need to pay out-of-pocket for SIL if it is funded in your NDIS plan.

The National Disability Insurance Agency (NDIA) assesses each participant’s needs individually and allocates funding accordingly. This means the cost of SIL varies depending on:

• The level of support you require

• The number of people you live with

• Whether you need overnight support

• Your living arrangements (own home vs shared home)

Important: SIL funding does not cover your rent, groceries, utility bills, home modifications, or assistive technology.

SIL funding is strictly for support services, such as:

• Help with daily living

• Skill development

• Health and hygiene support

• Community engagement assistance

Who Is Eligible for SIL?

You may be eligible for SIL funding if:

• You need regular, person-to-person support throughout the day

• You want to live more independently

• Your disability significantly affects your ability to complete daily tasks without help

During your NDIS planning meeting, you’ll need to clearly explain your current challenges, what support you need, and how SIL will help you achieve your goals.

How to Apply for Supported Independent Living Through the NDIS

If SIL sounds right for you, here’s how to get started:

Step 1: Check your NDIS eligibility

If you’re not yet a participant, visit the NDIS eligibility page.

Step 2: Make an Access Request

You can apply via:

• Phone (1800 800 110)

• Email ()

• Your Local Area Coordinator (LAC)

Step 3: Prepare for your Planning Meeting

Bring documentation from:

• Your GP or specialists

• Occupational therapists or allied health professionals

• Any relevant assessments or reports

Make sure to outline:

• Your current support needs

• Your goals for independent living

• Why SIL will help you achieve those goals

Step 4: Receive your NDIS plan

Once your plan is approved, check if SIL is included under your Core Supports or Capacity Building budget. From there, you can choose a registered provider to deliver your SIL services.

SIL and Disability Housing with Aspire Hub

At Aspire Hub, we offer both Supported Independent Living services and a range of NDIS-approved housing vacancies in South East Queensland.

What sets us apart?

• Over 30 years’ combined experience

• A compassionate, highly trained team

• No waiting lists

• A dedicated Customer Engagement & Success Team

• Fully personalised, participant-focused support

Whether you’re looking for in-home assistance or a new place to live, we can help guide you every step of the way.

Still Wondering “How Much Does Supported Independent Living Cost?”

We’re here to answer all your questions – whether they’re about SIL costs, finding NDIS accommodation, or starting your NDIS journey.

Call us on 07 3074 9440
Submit an enquiry here

Let Aspire Hub help you live life your way with the right support, at the right time, in the right home.